
Dealing with the health care (BKA health scare) system with no insurance will make a person sick. Just ask the millions of people suffering through this nightmare today. Just ask me. I was once in the same boat. I found myself unexpectedly expecting. I am a stay-at-home mom. My husband is self-employed. We have no health insurance for us (just the children). So when I got pregnant with my youngest son, I had to tunnel through the maze we call public health care. What a joke. I applied for what Florida calls Pregnancy Medicaid. They denied me and gave absolutely no explanation. I tried calling. I dialed and dialed all day, for days. No answer. Just a recording saying to try back later because the representatives were all busy. I tried to go to the Department of Children and Families office where you’re supposed to get assistance in dealing with these matters. I got sent to a phone bank to call the same number I had been calling all day anyway. No wonder the representatives were busy. I went through this for months. So eventually I just gave up on talking to anyone who cared in the public health care system. I considered every other option, private health plans (which are not really insurance), private doctor payment plans, and birthing centers. I thought I might just have to have the baby at the house. (He came so fast that I actually almost did). Eventually, the public health scare system decided I would get what they call a "share of cost." Once the bills reached a certain amount in one month’s time, Pregnancy Medicaid would kick in. It wouldn’t reach that high until the actual delivery. The rest of the medical bills would be on me. Better than nothing. So that’s my health scare story. Now I call him my little bonus boy.
Some people are wondering why we are talking about health care reform when the economy is in such bad shape. You know the old saying, “It’s the economy, Stupid!” Well, even if you have health insurance, it’s important. Even if you never have to go to the doctor in your life, the problems with health care still affect you. Health insurance, prescription drugs, and other health care needs are expensive. Not everyone can afford it. Others say “That’s their problem.” Well, when people get sick and they don’t have an effective way of dealing with it, it affects the entire economic system. They may lose their jobs, making the unemployment rate go up. They can’t contribute to the tax system. Instead, they drain it because they eventually need public aid. They may lose their homes. We’ve seen how foreclosures have sent the real estate market and the entire economic system into chaos, nearly causing another Great Depression. There are so many ripple effects caused by a weak and flawed health care system. Often people go bankrupt because of ridiculous medical bills. A Harvard study found that 62% of bankruptcy is due to medical problems. (78% of those people started out with insurance and lost it during the process). Then they get on Medicaid, causing further drain on the public coffer. If they would have just had access to affordable health care in the first place, many problems might have been avoided. People don’t want to depend on the system. They do want an affordable option.
So all of us should be in on this debate. Politicians on the left are talking loudly against the current Senate bill. Politicians on the right are talking loudly against it for different reasons. Most of us regular people are somewhere in the middle, not saying anything. Most of the time we end up going along with the loudest talkers, thinking that must be the consensus. Usually the reasonable voices are overpowered by the loud talkers. We need to make our voices heard. Call your senator and let him or her know your take on things. In Florida, you can call Senator Bill Nelson at (407) 872-7161 or Senator George LeMieux at (407) 254-2573. All others can go to http://www.thomas.gov/ to find out who your senators and representatives are.
Some people are wondering why we are talking about health care reform when the economy is in such bad shape. You know the old saying, “It’s the economy, Stupid!” Well, even if you have health insurance, it’s important. Even if you never have to go to the doctor in your life, the problems with health care still affect you. Health insurance, prescription drugs, and other health care needs are expensive. Not everyone can afford it. Others say “That’s their problem.” Well, when people get sick and they don’t have an effective way of dealing with it, it affects the entire economic system. They may lose their jobs, making the unemployment rate go up. They can’t contribute to the tax system. Instead, they drain it because they eventually need public aid. They may lose their homes. We’ve seen how foreclosures have sent the real estate market and the entire economic system into chaos, nearly causing another Great Depression. There are so many ripple effects caused by a weak and flawed health care system. Often people go bankrupt because of ridiculous medical bills. A Harvard study found that 62% of bankruptcy is due to medical problems. (78% of those people started out with insurance and lost it during the process). Then they get on Medicaid, causing further drain on the public coffer. If they would have just had access to affordable health care in the first place, many problems might have been avoided. People don’t want to depend on the system. They do want an affordable option.
So all of us should be in on this debate. Politicians on the left are talking loudly against the current Senate bill. Politicians on the right are talking loudly against it for different reasons. Most of us regular people are somewhere in the middle, not saying anything. Most of the time we end up going along with the loudest talkers, thinking that must be the consensus. Usually the reasonable voices are overpowered by the loud talkers. We need to make our voices heard. Call your senator and let him or her know your take on things. In Florida, you can call Senator Bill Nelson at (407) 872-7161 or Senator George LeMieux at (407) 254-2573. All others can go to http://www.thomas.gov/ to find out who your senators and representatives are.